Regional workers comp provider Omaha National is also an InsurTech of sorts.

The startup, launched two years ago, relies on proprietary InsurTech software to function, combined with hands-on underwriting and claims management. Omaha National credits this combination with helping to achieve an “exceptionally low loss ratio” in 2018 as it does well at controlling claims cost without sacrificing support and service for injured workers.

Omaha National President and CEO Reagan Pufall, a veteran of Berkshire Hathaway and Applied Underwriters (acquired by Bershire Hathaway and now for sale), is helping to grow Omaha rapidly, most recently into Illinois and Pennsylvania over the summer. He recently answered a series of questions from Carrier Management Editor Mark Hollmer via email about Omaha National, its plans and where it fits in the InsurTech spectrum.